Scheduled Commercial Banks In India

The commercial banking structure in India consists of: Scheduled Commercial Banks in India & Unscheduled Banks in India

Scheduled Banks in India constitute those banks which have been included in the Second Schedule of Reserve Bank of India(RBI) Act, 1934. RBI in turn includes only those banks in this schedule which satisfy the criteria laid down vide section 42 (6) (a) of the Act.

"Scheduled banks in India" means the State Bank of India constituted under the State Bank of India Act, 1955 (23 of 1955), a subsidiary bank as defined in the State Bank of India (Subsidiary Banks) Act, 1959 (38 of 1959), a corresponding new bank constituted under section 3 of the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970 (5 of 1970), or under section 3 of the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1980 (40 of 1980), or any other bank being a bank included in the Second Schedule to the Reserve Bank of India Act, 1934 (2 of 1934), but does not include a co-operative bank".

"Non-scheduled bank in India" means a banking company as defined in clause (c) of section 5 of the Banking Regulation Act, 1949 (10 of 1949), which is not a scheduled bank".

Source: RBI

The following are the Scheduled Banks in India (Public Sector):
  1. State Bank of India
  2. State Bank of Bikaner and Jaipur
  3. State Bank of Hyderabad
  4. State Bank of Indore
  5. State Bank of Mysore
  6. State Bank of Saurashtra
  7. State Bank of Travancore
  8. Andhra Bank
  9. Allahabad Bank
  10. Bank of Baroda
  11. Bank of India
  12. Bank of Maharashtra
  13. Canara Bank
  14. Central Bank of India
  15. Corporation Bank
  16. Dena Bank
  17. Indian Overseas Bank
  18. Indian Bank
  19. Oriental Bank of Commerce
  20. Punjab National Bank
  21. Punjab and Sind Bank
  22. Syndicate Bank
  23. Union Bank of India
  24. United Bank of India
  25. UCO Bank
  26. Vijaya Bank

The following are the Scheduled Banks in India (Private Sector):
  1. ING Vysya Bank Ltd
  2. Axis Bank Ltd
  3. Indusind Bank Ltd
  4. ICICI Bank Ltd
  5. South Indian Bank
  6. HDFC Bank Ltd
  7. Centurion Bank Ltd
  8. Bank of Punjab Ltd
  9. IDBI Bank Ltd

The following are the Scheduled Foreign Banks in India:
  1. American Express Bank Ltd.
  2. ANZ Gridlays Bank Plc.
  3. Bank of America NT & SA
  4. Bank of Tokyo Ltd.
  5. Banquc Nationale de Paris
  6. Barclays Bank Plc
  7. Citi Bank N.C.
  8. Deutsche Bank A.G.
  9. Hongkong and Shanghai Banking Corporation
  10. Standard Chartered Bank.
  11. The Chase Manhattan Bank Ltd.
  12. Dresdner Bank AG.

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